TAICHUNG COMMERCIAL BANK DUMMY Business Summary

Taichung Commercial Bank Dummy (2600000D.TW) operates a diversified financial services model primarily generating revenue through net interest income from its extensive lending portfolio and fee-based income from wealth management and insurance brokerage. The company’s primary business segments include Corporate Banking, which focuses on small-to-medium enterprise (SME) financing and syndicated loans; Consumer Banking, covering mortgages and automobile loans; and Wealth Management, which provides trust services and investment advisory. Additionally, the bank maintains a robust international presence through its Offshore Banking Unit (OBU) and overseas branches. Within the Taiwanese financial landscape, the bank competes directly with Taiwan Business Bank, Union Bank of Taiwan, and Chang Hwa Commercial Bank, positioning itself as a high-touch regional leader with a dominant market share in Central Taiwan and a specialized focus on the SME sector. Originally established in 1953, the bank is currently led by Chairman Ruey-Tsang Lee and President (CEO) Yi-Yuan Tung, who was appointed in July 2024 following a long tenure as Executive Vice President. The leadership team is supported by key executives including Managing Director Kuei-Fong Wang and Chief Information Security Officer Chun-Sheng Lin, who oversees the firm’s digital transformation and cybersecurity initiatives. The bank’s board is characterized by significant institutional stability, with major shareholdings held by the China Man-Made Fiber Corporation and Pan Asia Chemical Corporation. Notable global institutional investors, including The Vanguard Group and State Street Global Advisors, maintain positions in the company, reflecting its status as a stable, dividend-paying fixture within the Taiwan Stock Exchange’s banking sector.