YUANTA FINANCIAL HOLDING Business Summary

Yuanta Financial Holding Co., Ltd. operates as a comprehensive financial services provider, primarily generating revenue through transaction-based brokerage commissions, net interest income from retail and corporate lending, and insurance premiums. The group’s business model is structured across five core segments: Securities, Banking, Life Insurance, Futures, and Asset Management. As the undisputed leader in Taiwan’s securities market, Yuanta Securities serves as the group's primary profit engine, leveraging its dominant market share in brokerage, margin trading, and underwriting to capture high-velocity capital market activity. The banking and insurance arms provide diversified stability, focusing on wealth management and long-term asset-liability matching. In the competitive landscape, Yuanta competes directly with Fubon Financial Holding, Cathay Financial Holding, and CTBC Financial Holding. While Fubon and Cathay maintain larger total asset bases due to their insurance-heavy portfolios, Yuanta maintains a distinct competitive advantage as the premier investment-focused financial hub, commanding the highest retail brokerage penetration and securities-related market share in Taiwan. The leadership team is anchored by Chairman Tony Shen (Shen Tao-pang) and President James Weng (Weng Chien), both of whom possess extensive backgrounds in capital markets, institutional risk management, and corporate governance. Under their direction, the firm has successfully transitioned from a pure-play brokerage into a diversified financial powerhouse with a regional footprint across Southeast Asia and South Korea. Key executive leadership includes Chen Chia-hsien, Chairman of Yuanta Securities, who has been instrumental in the firm's digital transformation and international expansion. The company’s strategic direction remains influenced by the founding Ma family, with Ma Wei-chen and Ma Wei-chien serving in pivotal board and advisory capacities to ensure continuity of the firm’s disciplined growth strategy. Notable institutional investors include major global sovereign wealth funds and domestic pension funds, reflecting the company's status as a core blue-chip constituent of the MSCI Taiwan Index and a leader in regional ESG performance.