EAST WEST BANCORP Business Summary

East West Bancorp, Inc. (EWBC) operates as the bank holding company for East West Bank, the largest independent financial institution headquartered in Southern California. The company generates revenue primarily through net interest income derived from a diversified loan portfolio and noninterest income from fee-based services, including wealth management, foreign exchange, and treasury management. Its operations are organized into three primary segments: Consumer and Business Banking, Commercial Banking, and Other. EWBC distinguishes itself as a premier financial bridge between the United States and Greater China, specializing in cross-border trade finance, commercial lending (C&I), and residential mortgages. As of early 2026, the company reported record FY2025 net income of $1.3 billion and total assets of approximately $80 billion. EWBC competes directly with regional and national peers such as Cathay General Bancorp, Western Alliance Bancorporation, Zions Bancorporation, and Fifth Third Bancorp, maintaining a dominant market position within the Asian-American business sector and a top-tier efficiency ratio of approximately 34.5%. Founded in 1973 by a group of community leaders including Betty Tom Chu, F. Chow Chan, and Richard K. Quan, the bank has been led since 1992 by Chairman and CEO Dominic Ng, who transformed the firm from a $600 million savings and loan into a global commercial enterprise. The current executive leadership team includes EVP and Chief Financial Officer Christopher J. Del Moral-Niles, formerly CFO of Associated Banc-Corp, and EVP and Chief Risk Officer Irene H. Oh. The company’s board of directors features high-profile industry veterans such as Peter Babej, former CEO of Asia for Citigroup, and Archana Deskus, former CTO of PayPal. EWBC is characterized by high institutional ownership, with major stakeholders including Vanguard Group, BlackRock, and Invesco Ltd., the latter of which reported a significant 6.7% beneficial ownership stake in February 2026.