LINKBANCORP Business Summary

LINKBANCORP, Inc. (LNKB) operates as the bank holding company for LINKBANK, generating revenue primarily through net interest income derived from a diversified loan portfolio and non-interest income from treasury management, deposit fees, and cash services. The company’s primary business segments include commercial and industrial (C&I) lending, commercial real estate, agricultural financing, and retail banking across Pennsylvania, Virginia, and Maryland. As of March 2, 2026, LINKBANCORP is in the final stages of a definitive all-stock merger with Burke & Herbert Financial Services Corp. (BHRB), a $354.2 million transaction expected to close in Q2 2026 that will create a combined Mid-Atlantic powerhouse with approximately $11 billion in assets. Direct competitors include EagleBank, Origin Bancorp, and Amalgamated Financial; LINKBANCORP currently occupies a high-growth small-cap niche, positioning itself as a community-centric alternative to larger regional banks while preparing for its imminent integration into the Burke & Herbert footprint. Founded in 2018 by CEO Andrew Samuel—a veteran executive who previously led Sunshine Bancorp and Susquehanna Bancshares—the company is managed by a leadership team with extensive pedigree in regional financial services. Key executives include President Carl Lundblad, formerly of Susquehanna and Graystone Bank, and Chief Financial Officer Kristofer Paul, who oversees the firm’s fiscal strategy. The executive suite also features Brent Smith (President of LINKBANK), Deirdre Bonora (Chief Operations and Technology Officer), and Catherine Eisel (Chief Risk Officer). The board of directors is chaired by Joseph C. Michetti, Jr., and includes notable private investor Kenneth R. Lehman. LINKBANCORP maintains strong institutional backing from shareholders such as Fourthstone LLC, FJ Capital Management, and BlackRock, reflecting market confidence in the management team’s disciplined expansion and the strategic value of the pending Burke & Herbert consolidation.