OFS Credit Company Business Summary

OFS Credit Company, Inc. (OCCI) is a non-diversified, closed-end management investment company that generates revenue primarily through interest income and cash distributions from a portfolio of structured credit investments. Its business model focuses on two core segments: Collateralized Loan Obligation (CLO) equity and debt securities, and direct loan originations to U.S. middle-market companies, typically involving senior secured and unitranche debt instruments. The company leverages its relationship with its investment advisor, OFS Capital Management, LLC, to capitalize on the yield spreads of floating-rate credit instruments. OCCI operates in a specialized niche of the financial services sector, competing directly with other credit-focused closed-end funds and business development companies such as Eagle Point Credit Company (ECC), Oxford Lane Capital Corp. (OXLC), and Carlyle Credit Income Fund (CCIF). Within this landscape, OCCI distinguishes itself as a small-cap specialist focused on disciplined credit selection and capital preservation in the middle-market lending space. The leadership team is headed by Bilal Rashid, who serves as Chairman, President, and Chief Executive Officer. Rashid brings over 30 years of experience in corporate and structured credit, having previously held senior roles at Merrill Lynch, Natixis, and Lehman Brothers. The executive team also includes Kyle Spina as Chief Financial Officer and Treasurer, and Mukya Porter as Chief Compliance Officer. A key figure in the company’s strategic oversight is Richard S. Ressler, who serves as Chairman of the Structured Credit Investment Committee and is a co-founder of CIM Group, a major affiliate. The Board of Directors features notable industry veterans including Lead Independent Director Kathleen Griggs and Romita Shetty. OCCI maintains a strong institutional investor base, with significant positions held by firms such as Virtus Investment Advisers, Morgan Stanley, and LPL Financial LLC.