PARKE BANCORP Business Summary

Parke Bancorp, Inc. (PKBK) operates as a high-efficiency commercial holding company primarily generating revenue through net interest income (NII) derived from a diversified loan portfolio. Its business model is centered on a single reportable segment—community banking—with a strategic concentration in commercial real estate (CRE), construction lending, and residential mortgages across Southern New Jersey and the Philadelphia metropolitan area. As of early 2026, the company maintains industry-leading profitability metrics, including a net margin approaching 49% and a net interest margin exceeding 4.0%, fueled by disciplined yield management and a lean operational structure. Within the competitive landscape of small-cap regional finance, Parke Bancorp competes directly with institutions such as ConnectOne Bancorp (CNOB), First Business Financial Services (FBIZ), and Mid Penn Bank. Relative to these peers, Parke Bancorp distinguishes itself as a high-margin, low-volatility specialist that prioritizes asset quality and efficiency over aggressive geographic expansion. The leadership team is anchored by co-founder Vito S. Pantilione, who has served as President and CEO since the bank’s inception in 1998 and the holding company’s formation in 2005; his background includes previous leadership roles at First Commercial Bank of Philadelphia and Eagle Valley. Key executive support includes Senior Vice President and CFO Jonathan D. Hill, a seasoned financial professional who joined in late 2023 from Republic Bank, and Executive Vice President and COO Ralph “Guy” Gallo, who oversees operations and IT with over 40 years of banking experience. The founding legacy of the late Charles M. Parke continues through a board characterized by deep institutional stability, currently led by Chairman Daniel J. Dalton, a former New Jersey Secretary of State, and Vice Chairman Arret F. Dobson. This veteran leadership group, which maintains significant insider ownership, is credited with navigating the bank’s specialized lending focus while maintaining a consistently low efficiency ratio compared to national averages.